Mirastar Federal Credit Union Savings Accounts-澳门金沙网赌登陆

Watch your savings grow

Your money is safe and secure with Mirastar, as every account is insured through the National Credit Union Administration (NCUA).

Open an account

Save securely and consistently with a Certificate.

Purchasing a Certificate is a fantastic way to save for your future. We offer great return rates, a variety of term lengths, and your principal investment is protected and guaranteed by NCUA insurance.

You’ll also benefit from:

A dividend rate that’s guaranteed throughout the investment term
Maximum return with dividends paid quarterly
Quarterly statements detailing dividend earnings

At the end of the certificate term, you will receive a maturity notice with a 6-day grace period. You can select another term, add funds to your account, or allow your certificate to renew automatically.

As a Mirastar member, you can purchase a Certificate online. It’s quick, simple and secure. Let’s work together to invest in your future.

Open a certificate online

Earn high interest with a Money Market account.

Is a Money Market account right for you?

Perfect for those looking to earn a higher return on an investment
Doesn’t include the risks of stock market investing
Competitive rates and convenient access to withdrawals
Work with a knowledgeable financial service representative to choose the Money Market account that fits your financial plan
A minimum investment starts at $2,500²

Open a Money Market account

Which savings account is right for you?

Best if you:

Best if you:

Membership Savings Account

Best if you:

Want access to everything Mirastar has to offer and become a member of the credit union.

Certificates

Best if you:

Want a safe and secure option to grow your money. Choose from a variety of terms that fit your financial goals.

Money Market Account

Best if you:

Have $2,500 or more to deposit. You’ll receive a higher rate of return, with flexibility to access your money when you need it.

Today’s rates

Share Savings – Savings Account Rates
Account Type	Rate Type	Minimum Opening Balance	Minimum Earning Balance	Stated Dividend Rate	Annual Percent Yield
Dividend Rate Schedule Fee Schedule Truth In Savings Disclosure
Account Type Regular	Rate Type Variable	Minimum Opening Balance $25	Minimum Earning Balance $25	Stated Dividend Rate 0.10%	Annual Percent Yield 0.10%
Account Type Youth	Rate Type Variable	Minimum Opening Balance $25	Minimum Earning Balance $25	Stated Dividend Rate 0.10%	Annual Percent Yield 0.10%

Money Market Account¹ Rates
Account Type	Rate Type	Minimum Opening Balance	Minimum Opening Balance	Annual Percent Yield
¹This is a variable rate account. The dividend rates and APY may change monthly. There are no limitations on the amount the dividend rate may change. Minimum Opening Balance and Minimum Earning Balance represent the minimum deposit balance required to earn the corresponding stated dividend rate. Should the deposit balance move from one tier to another, the corresponding stated dividend rates of those given tiers will be applied to calculate the dividends paid using the average daily balance method. Dividends will be compounded monthly and credited monthly. Money Market Accounts may be subject to fees and charges. Your savings federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, administered by the NCUA and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Dividend Rate Schedule Fee Schedule Truth In Savings Disclosure
Account Type Tier 1	Rate Type Variable¹	Minimum Opening Balance $2,500	Minimum Opening Balance $2,500	Annual Percent Yield 1.00%

Term Share Certificate Rates
Account Type & Term	Rate Type	Minimum Opening Balance	Minimum Earning Balance	Stated Dividend Rate	Annual Percentage Yield¹
¹The dividend rate and annual percentage yield stated for the term accounts listed are offered within the most recent seven calendar days and were accurate as of the above date. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate Accounts are subject to approval, terms, and fees. Your savings federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, administered by the NCUA and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Dividend Rate Schedule Fee Schedule Truth In Savings Disclosure
Account Type & Term 3 Month Share Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 2.50%	Annual Percentage Yield¹ 2.52%
Account Type & Term 6 Month Share Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 2.75%	Annual Percentage Yield¹ 2.78%
Account Type & Term 12 Month Share Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 3.50%	Annual Percentage Yield¹ 3.55%
Account Type & Term 24 Month Share Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 3.25%	Annual Percentage Yield¹ 3.29%
Account Type & Term 36 Month Share Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 3.00%	Annual Percentage Yield¹ 3.03%
Account Type & Term 48 Month Share Certificate	Rate Type Fixed	Minimum Opening Balance $500	Minimum Earning Balance $500	Stated Dividend Rate 3.00%	Annual Percentage Yield¹ 3.03%

Open a savings account now.

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Knowledge is powerful.

Understanding how to manage your money shouldn’t be complicated. Here’s a variety of topics designed to build your knowledge so you can make the best financial decisions possible.

Visit our blog

Money Management

Practical Budgeting Made Easy

With the right tools and information, building a budget can be quick and easy. Here’s how to create a simple and practical budget for the time-strapped consumer.

Financial Advice

How to Diversify Your Savings Portfolio with a Share Certificate

Did you know that your savings portfolio should be diversified just like your investments? Financial experts recommend giving your savings as much chance as growth as possible.

Financial Advice

Travel Hacks: Road-Tripping for Less

The open road is calling! And here’s the good news: You can have your epic vacation without breaking the budget. Here are seven ways to road-trip for less.

Disclosures

¹Annual Percentage Yield (APY) is accurate as of 05/01/2024. APY assumes interest remains on deposit until maturity, any withdrawal will reduce earnings. The 11-Month Certificate requires a $500 minimum deposit. Certificates must be partially funded by new money (50% or more). Excludes IRA and ESA certificates. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate accounts are subject to membership eligibility, terms, and fees. Certificate account will automatically renew at maturity to the 12-month certificate fixed rate in effect at that time unless you withdraw all the funds in the account at maturity or within a grace period of 6 days after maturity. Mirastar Federal Credit Union reserves the right to cancel or modify this offer at any time without prior notice. This is a limited time offer.
²This is a variable rate account. The dividend rates and APY may change monthly. There are no limitations on the amount the dividend rate may change. Minimum Opening Balance and Minimum Earning Balance represent the minimum deposit balance required to earn the corresponding stated dividend rate. Should the deposit balance move from one tier to another, the corresponding stated dividend rates of those given tiers will be applied to calculate the dividends paid using the average daily balance method. Dividends will be compounded monthly and credited monthly. Money Market Accounts may be subject to fees and charges. Your savings federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, administered by the NCUA and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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